Insights
Better deals start with better decisions.
Commercial real estate financing gets expensive when you misunderstand the numbers, the lender, or the timing.
Maverick Insights breaks down the financing side of the deal in plain English so you can move faster and avoid preventable mistakes.
Latest insights
Latest insights
01Bank or Private Money? Use the Financing That Gets the Deal Done
A bank is cheaper. Private money is faster and more flexible. The question isn't which one is better — it's which one closes this transaction.
02Financing the Fix: What Makes a Value-Add Deal Fundable
Renovation deals are underwritten on a property that doesn't exist yet. Here's what a lender is looking at when it decides whether to believe the plan.
03Can the Property Pay for the Loan? That's the DSCR Question
Debt service coverage is one ratio doing one job: measuring what the property earns against what the loan costs. Most of the argument is about what counts as earnings.
04From Contract to Closing: Where Commercial Deals Go Wrong
Most transactions that die don't die at underwriting. They die at title, at the appraisal, at entity documents, or at a date nobody protected.
051031 Exchange Financing When the Bank Can't Move Fast Enough
Forty-five days to identify, one hundred and eighty to close, and neither date cares what a credit committee's calendar looks like.
06Good Deal, Wrong Lender: What a Bank Decline Really Means
A decline is a statement about a lender's box. Read it as information about the transaction and you'll draw the wrong conclusion.
07Private Money In. Bank Money Out: The Refinance Exit Strategy
Short-term capital buys the property and the time to fix it. Long-term bank debt is what you refinance into once it's worth financing conventionally.
Know what you're walking into.
The more you understand the financing before you make the offer, the fewer surprises you have after it.
If you already have a deal in front of you, skip the reading and send it over.
When Banks Stall, Maverick Moves.
Submitting deal information does not constitute an application for credit. Nothing here is an approval, a denial, a commitment to lend, or an offer of credit. All financing is subject to underwriting, third-party reports and final credit approval.