About Maverick

Good deals don't always fit bank rules.

Maverick helps real estate investors finance commercial and non-owner-occupied properties when traditional lending is too slow, too rigid, or simply not built for the transaction.

We don't start by asking whether your deal fits a lending box.
We start by asking whether the deal makes sense.

mav·er·ick

/ˈmav(ə)rik/noun

01An independent thinker who challenges convention, rejects rigid conformity, and is willing to take a different path to get the right result.
02Someone who sees opportunity where others see a reason to say no.

When Banks Stall, Maverick Moves.

01Why Maverick exists

Some good deals just aren't bank deals

Timing, leverage, property condition, documentation, or structure can put a solid transaction outside conventional credit.

That's where Maverick comes in.

We look at whether the deal works and what it takes to get it closed.

02How we underwrite

Different deals call for different underwriting

We look at the leverage, the business plan, the timeline, the exit, and what has to happen to get the transaction across the closing table.

Sometimes cash flow drives the decision. Sometimes value, liquidity, experience, or the exit carries more weight.

We underwrite the deal that is actually in front of us.

03When a bank is right

Sometimes the bank is the right answer

Private capital is not meant to replace a good bank loan.

If conventional financing can give you the terms you need and close before the opportunity disappears, use it.

But when the bank cannot move fast enough, cannot get comfortable with the structure, or cannot see past the paperwork, waiting can become expensive.

The wrong financing can cost you money. No financing can cost you the deal.

Private money gets you into the deal. Bank money can take you out of it.

04What to expect

What working with Maverick looks like

We look for a path forward.: The objective is to determine how the transaction can work, not search for the first reason to decline it.
We tell you where you stand.: If the deal fits, you should know what comes next. If it does not, you should know that quickly too.
We respect the closing date.: Good opportunities do not wait while paperwork moves from desk to desk.
We structure around the transaction.: The financing should make sense for the property, the borrower, and the plan — not the other way around.

05Our Team

The People Behind Maverick

John Cipriano

Managing Director

John Cipriano is a commercial real estate finance professional with more than 25 years of experience across lending, credit analysis, risk management, and complex deal structuring.

Over the course of his career, he has evaluated transactions from multiple sides of the lending process and developed the judgment to quickly identify what matters, where a deal can work, and what it will take to move it toward closing.

As Managing Director of MAVERICK, John works with investors, developers, and business owners to structure private capital around the realities of the transaction—not force every opportunity through a one-size-fits-all lending process.

Shawn Denton

Managing Director

Shawn Denton is a mortgage banking and business finance professional with more than 35 years of experience structuring, negotiating, and closing financing transactions.

His background includes top-producing sales roles and senior-level leadership, giving him a practical understanding of both the financing process and what it takes to move a transaction from opportunity to closing.

As Managing Director of MAVERICK, Shawn works directly with clients throughout the lending process, helping structure well-positioned transactions and guide them through to successful funding.

“The longer you’ve been in this business, the faster you know what matters, what doesn’t, and what it will take to close.”
John CiprianoManaging Director

“The best financing relationships are built on responsiveness, clear communication, and staying engaged from first conversation through funding.”
Shawn DentonManaging Director

Have a deal in play?

Send it our way.

Get My Deal Done Let’s Talk About It

When Banks Stall, Maverick Moves.

Submitting deal information does not constitute an application for credit. Nothing here is an approval, a denial, a commitment to lend, or an offer of credit. All financing is subject to underwriting, third-party reports and final credit approval.