The Bank Said No
The lender’s credit box may not fit the transaction. That does not automatically make the deal unfinanceable.
What we fund
If the deal makes sense, we want to see it.
Maverick finances commercial and non-owner-occupied real estate transactions that need speed, flexibility, or a lending structure a traditional bank may not offer.
Start with what you're trying to do — or what you're trying to finance.
01Financing options
What We Finance
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Purchase & Acquisition Financing
Financing for commercial real estate acquisitions where speed, leverage, property condition, or transaction structure may not fit conventional lending.
02Where good deals get stuck
When conventional financing stops fitting the transaction
Banks are the right tool for many transactions. But timing, property condition, documentation, or structure can make private capital the better fit for a particular moment in the business plan.
The Bank Is Too Slow
An approval that arrives after the closing date does not solve the problem.
The Property Isn’t Ready
Renovation, lease-up, repositioning, or other transitional conditions can put an otherwise viable deal outside conventional lending parameters.
The Loan Is Coming Due
Existing debt may be coming due before the property or borrower is positioned for conventional refinancing. Private capital can provide the time needed to execute the next move.
The Property Is in Default
A default or lender action can put immediate pressure on the transaction. Maverick can look at whether there is a viable financing path before options narrow further.
The Paperwork Doesn’t Fit
Some transactions make sense even when conventional documentation does not capture the strength of the deal.
The 1031 Clock Is Ticking
When the deadline is fixed, financing speed becomes part of the transaction.
The Bank Cut the Loan
The lender may still be willing to close, but at proceeds or leverage that no longer work for the transaction.
The Deal Doesn’t Fit the Box
An unusual property, structure, use, or business plan can fall outside conventional lending guidelines even when the underlying deal still makes sense.
If the deal still makes sense, send it to Maverick.
03Property types
What we lend on
Maverick currently considers financing on the following non-owner-occupied property types.
- Office Condo
- Individual office condominium units purchased or held for investment.
- Mixed-Use
- Properties combining residential and commercial space under one roof.
- Self-Storage
- Storage facilities ranging from smaller local properties to established operating assets.
- Automotive
- Investment properties used for automotive-related businesses, including eligible service, repair, sales and specialty-use properties.
- Retail
- Single-tenant and multi-tenant retail properties, neighborhood centers, and other eligible investment retail.
- Non-Owner-Occupied Residential
- Residential investment property that will not be occupied by the borrower.
- 2–4 Unit
- Duplexes, triplexes and four-unit residential investment properties.
- Multifamily
- Residential investment properties with five or more units.
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04How we lend
The Numbers
- $100K–$5M
- Loan Amounts
- Up to 80%
- LTV
- Up to 95%
- LTC
- 7–21 Days
- Closings
- Rates From 8.49%
- Starting Rates
Rates, leverage, terms, documentation requirements, closing timelines and eligibility are subject to underwriting and program availability. Figures shown are current marketing parameters, not a commitment to lend or an offer of credit.
05Recent Maverick Transactions
Recent Funded Deals
Funded
$617,500
2–4 Unit Investment
Brooklyn, NY
9.115% Rate65% LTV17 Days
Funded
$1,477,000
Multifamily
Raytown, MO
9.990% Rate70% LTV21 Days
Funded
$868,000
Retail
Milwaukie, OR
9.49% Rate70% LTV22 Days
Funded
$600,000
Non-Owner-Occupied Residential
Savannah, GA
10.115% Rate75% LTV12 Days
Funded
$1,575,000
Non-Owner-Occupied Residential
Fort Lauderdale, FL
9.99% Rate75% LTV14 Days
The numbers matter. So does the deal.
Loan amount, leverage, property value, borrower profile, available capital, documentation, and timeline all affect what financing may be available. That is why we do not try to tell you whether a deal works from a generic rate table.
Show us the transaction. We'll look at the numbers and tell you whether there is a path forward.
When Banks Stall, Maverick Moves.
Rates, leverage, terms, documentation requirements, closing timelines, and eligibility are subject to underwriting and program availability. Nothing on this page constitutes an approval, commitment to lend, or offer of credit.